Youth Chequing Account
No fees! Free chequing for 20 and under.
Unlimited transactions including free Interac e-Transfer† service and no monthly fees!
Take advantage of your younger years while you can with our Youth Chequing Account, available to every SwiftCapital member age 20 and under.
Nearing your 21st birthday?
We’ll help you find the best account. If you’re a post-secondary student see our Student Chequing Account, offering the same benefits as the Youth account, regardless of age.
Opening an account for a youth?
When you come in to open a youth account, remember to bring ID for the youth and photo ID for the parent or guardian.
Youth Chequing includes the following:
- free Interac e-Transfer† service
- no monthly fees
- unlimited transactions
- free transfers between accounts
- free deposits
- free estatements
- ding free® access to more than 1,800 credit union ATMs across Canada
- Online Banking
- SwiftCapital Mobile app
- Apple Pay
- Deposit Anywhere™
- Real-Time Alerts to help track your spending
- Member Card® debit card
Other transactions
- $2 for withdrawals at Canadian ATMs outside the credit union ding free® network
- $5 for ATM withdrawals outside Canada
- $1.25 for staff-assisted bill payments
Ready to make the switch?
Let us take care of switching accounts and transferring your recurring payments to SwiftCapital for you! With ClickSWITCH™, move your direct deposits and automatic payments from your previous financial institution to SwiftCapital – with a simple click! Learn more.
To open an account, switch your recurring payments to SwiftCapital, or learn more about the products and services available to our members, get in touch with one of our advisors. Visit an advice centre near you!
†Interac e-Transfer is a registered trademark of Interac Inc. Used under licence.